HRC Insurance Blog

Show entries from: 2013 returned 32 result(s).

Fall Home Preparation

Once the leaves have fallen, the next topic of discussion in Muskoka is preparing for winter. Prep your home adequately to prevent issues arising later in the fall and into the winter months.


Published: 10/16/2013 - by: HRC Insurance

Heading South

The colours have changed; the leaves have begun to fall. It seems natural to begin thinking about winter. However, winter for some isn’t the same as winter for other. Some of us dream about the snow and others begin dreaming about the sun, warm weather, and heading south. If you travel south, specifically to the United States for an extended period over the winter months, consider some of these points while planning your trip.

Published: 10/9/2013 - by: HRC Insurance

Staying Active in Colder Weather

Living an active lifestyle doesn’t have to stop when the weather turns cold. Did you know that exercise increases energy and brainpower? The Muskoka area offers an abundance of resources to get active inside and out for the colder months of the year.


Published: 10/2/2013 - by: HRC Insurance

Oil Heat

The insurance industry has seen an increase in fuel leakage from residential oil tanks in past years. Leaking heating oil spreads quickly and is easily absorbed by porous substances such as your home’s concrete foundation and contaminates soil and groundwater. Clean up of an oil leak or spill can be a complex process with costs that may run into thousands of dollars, especially if pollution of drinking water is involved. As a result, pollution from residential oil tanks is a major source of concern.


Published: 9/25/2013 - by: HRC Insurance

Fall Vehicle Maintenance

Properly prepping your vehicle for fall and winter will keep you and others safer on the road. Many small maintenance projects can be done without a trip to the mechanic and can make a big difference.


Published: 9/18/2013 - by: HRC Insurance

Summer Storage

The nights are getting cooler and the days are far from the 20’s, fall is here. Before summer becomes a memory take the time to properly clean and store water toys and equipment so there are no issues when it is time to use them again in summer 2014.

Published: 9/11/2013 - by: HRC Insurance

Back To School Safety

Summer is officially over. While parents may be excited about their kids getting out of the house and back in the classroom, sending them out the door with their lunch isn’t enough. When it comes to back to school safety, safe practices by both parents and children is the only option.

Published: 9/4/2013 - by: HRC Insurance

Tenants Insurance

Regardless of whether you own the property you reside in, protecting yourself and your assets is crucial. Tenants insurance is an excellent option for those who rent their dwelling or do not have a property policy.

Published: 8/28/2013 - by: HRC Insurance

Aviva Community Fund

The Aviva Community Fund is back for its 5th year. What exactly is this community fund? Insurance company Aviva donates a total of one million dollars to a variety of entrants with ideas to improve their community. Past winners have included Bear With Us and Riehl Skateboard Park.

Published: 8/21/2013 - by: HRC Insurance

Thunderstorms

Did you know there are an estimated 16 million thunderstorms annually worldwide? If anyone has experienced a summer in Muskoka you can certainly vouch that we get our fair share of these storms. What do you do if you suddenly get caught in a thunderstorm?

Published: 8/7/2013 - by: HRC Insurance


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.