HRC Insurance Blog

Show entries from: 2013 returned 32 result(s).

August Long Weekend

The August Long weekend is the mid point to summer. July has undoubtedly been active outside, especially with the heat waves we experienced. There are many things to consider, as well as enjoy, for this long weekend in Muskoka.

Published: 8/1/2013 - by: HRC Insurance

Toronto Flood Response

The torrential rain in Toronto has proved some interesting facts about insurance. All aspects of insurance companies came to light. This included the difference in policies, company’s response time, and the level of service that was offered to customers. A story about one street in Toronto is the perfect example of three people and how each one was treated.

Published: 7/24/2013 - by: HRC Insurance


A camping trip is one of those ‘must-do’ activities on many peoples long list of plans for the summer. Muskoka and the surrounding area serve as a great location to slip into the wilderness and begin your adventure. Preparing the right equipment, and having an understanding of the basics while camping will allow a more enjoyable time out in the wilderness.

Published: 7/17/2013 - by: HRC Insurance

Summer Grilling

One of the greatest novelties of summer, or at least warmer weather, is utilizing your outdoor grill for cooking. Pondering the endless options for grilling is enough to make your mouth water. Often, the rush and excitement of getting your grill out causes many to overlook the proper preparation and continued maintenance necessary to ensure safe use all season long. Thinking about how to handle grill, as well as the propane tank and gas lines, before, during, and after use will create a safer environment for grilling for yourself or company.

Published: 7/11/2013 - by: HRC Insurance


Did you know in 2006 that there were 182 drowning incidents in Ontario alone? Drowning and water related injuries often fill the news following a long weekend. However, a little knowledge and understanding of how to react and be proactive will help you, friends and family be safer when playing in or around water.

Published: 7/3/2013 - by: HRC Insurance

Canada Day

Simply put, Canada Day in Muskoka is great. The water is warm, friends are visiting, there are many events, and we are all celebrating being a part of a great country. As we entertain guests, celebrate, and relax consider some of these tips to keep your long weekend safe and fun!

Published: 6/26/2013 - by: HRC Insurance

Boat Buying 101

It feels like summer is finally here! Besides the die-hard boaters summer season means time to put the boat in. Or start shopping for a new one for the house or cottage.

Published: 6/20/2013 - by: HRC Insurance

Wildlife Awareness While Driving

The potential for wildlife sightings while driving in Muskoka are endless. Swamps, forests and lakes are often the stage for such a sighting. While there is without a doubt excitement in seeing wildlife, we must be cautious to avoid a nasty collision. Did you know there are 4 to 8 animal vehicle collisions every hour in Canada?

Published: 6/12/2013 - by: HRC Insurance

Cottage Insurance - Choose A Local Broker

You have worked hard for the opportunity to have a cottage, a home away from home to escape from the stresses of daily life. Without the proper insurance policy your relaxing, tranquil getaway can turn into another stressful part of your life. How do you get the best policy for your cottage or second home?

Published: 6/7/2013 - by: HRC Insurance

Group Benefits

Group benefits are becoming more and more relevant in the business world. Benefits are crucial in attracting and retaining employees, which ultimately reduces turnover costs. Many benefit plans are cookie-cutter and offer the same coverage to all employees. But in today’s dynamic work environment how can a generic plan stack up against a custom plan suited to your unique business? Quite simply, it can’t.

Published: 5/29/2013 - by: HRC Insurance

Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.