Insurance

Muskoka Cottage Insurance

We’d love to insure your cottage or seasonal home. Do you know what your policy really covers? There are several different forms of coverage available, and different insurers call them by different names.

Commercial Insurance

For commercial clients, our insurance products are extended to include group benefits, employee retirement plans and pensions, company restructuring and succession plans, as well as company owned key-person life and disability plans. There are also available for the small commercial client a series of benefit packages and Health Care Spending accounts.

Other Policies

Our staff has a wealth of experience in creating custom policies to suit your needs. Not sure if we have the policy that's right for you? Call us today and book a consultation with an agent that can help you find the right insurance policy.

Life and Investment Insurance

Formed in 1996, the Life and Investment Division focuses on the financial needs of clients at HRC. Services offered include life insurance, critical illness, disability income insurance, mortgage insurance, estate and tax planning.

Resort Insurance

In 1988, The Standard Insurance Brokers, Ltd., introduced the Standard Resort Insurance Program. This program has been custom designed and exclusively tailored for the resort industry; including lodges, fly-in outposts, outfitters, houseboat operators, etc.. We provide special insurance coverage for this unique class of business.

Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.