Formed in 1996, the Life and Investment Division focuses on the financial needs of clients at HRC. Services offered include life insurance, critical illness, disability income insurance, mortgage insurance, estate and tax planning.

Utilizing the products from over 30 different companies, the Life and Investment team will tailor the best-suited product to each individual need. Working with you on a one-on-one basis assures you the proper attention for all your financial service needs.

For investments, the range of available products includes Guaranteed Investment Funds, Mutual Funds, GICs and Annuities, all of which can be part of your RRSP and RRIF planning, or kept open in non-registered accounts. Pensions, Group RRSP's and other payroll-deduction type plans are also available to our commercial clients.

Individual Mortgages, as well as leveraged investment accounts are available to both individual and commercial clients.