Commercial Insurance

We Understand Your Business
For commercial clients, our insurance products are extended to include group benefits, employee retirement plans and pensions, company restructuring and succession plans, as well as company owned key-person life and disability plans. There are also available for the small commercial client a series of benefit packages and Health Care Spending accounts.

We are backed by the largest insurance providers in Canada, allowing us to provide outstanding insurance coverage to a large number of clients. Our staff has experience in a variety of areas, and can consult with you to provide the best coverage for your business. Whether you are looking for coverage for a home business, small or large enterprise, we have the tools you need to ensure your piece of mind. Whether you are a contractor, sub-contractor, commercial auto fleet dealer, garage, manufacturing establishment, or retail store, we can customize a policy to suit your needs.



Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.