Halloween Safety and Fun!

Halloween is here! Kids and parents alike have been planning and prepping costumes for trick-or-treating and festivities. Enjoy this Halloween and don’t let your children’s or even yourselves excitement distract from safety precautions and rules.


An essential part of Halloween is dressing up. For children’s costumes avoid baggy clothing and flammable material as these pose a serious fire hazard, especially with candles. Also pick a costume that’s large enough to be worn over warmer clothes, as nights are cooler and wetter. Face-paint is better than poorly fitting masks, which effect vision and breathing. Adults looking for a last minute costume? Here are 30 great last minute DIY costumes for this Halloween.


Decorative lights can be a great way to attract trick-or-treaters, however, ensure they are working properly. Check sockets for any cracks and frayed or loose wires. If you are purchasing new lights ensure they have the Canadian Standards Association (CSA) or the Underwriters' Laboratory of Canada (ULC) label of approval.

Ensure children are properly supervised during trick-or-treating. If they are old enough to go without adult supervision establish a clear route they will take and to travel with a group of friends. Motorists, please be aware of children on the streets during Halloween. Going to a party? Do not take a risk, don’t drink and drive. Have a great and Safe Halloween!

Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.